Another week, another coverage! So far, we have gone over Dwelling Coverage and Other Structures. This week, week we are going to dive into Personal Property Coverage! ALRIGHT… What is personal property coverage? This is ANYTHING that you own, such as; furniture, electronics, and clothing. Whether this is. . .
Insurance can be expensive and often times we wonder, "why am I spending so much money on something I never see a return on?" I guess you can say that you are gambling right? But you're not. You are gambling more by cutting your premium. . .
When I let the dog out this morning at 5:30am, it was 56°. Oh and windy. Did I mention it was cold and windy? The leaves have started turning and falling. Autumn is here. Now let’s get your house ready for cold weather. If. . .
WHAT ARE OTHER STRUCTURES?? Other structures is any structure that is not attached to your dwelling, otherwise known as your home. These structures include but are not limited to: A Shed A Detached Garage A Barn A Gazebo Your detached structures on your property are generally covered by the same hazards or. . .
Dwelling coverage (Also referred to as Coverage A or Structure coverage depending on the policy or company) is easily the thing we discuss the most with our insureds. Mainly because determining the replacement value of the dwelling is one of the most. . .
At some point in your lifetime, you have heard the various reasons your car insurance can go up or down in price. From the 16-year-old male driver to the bright red sports car. Guess what? There is a lot truth to this. Here is. . .